RoDTEP & Duty Drawback Consultant | Recover Unclaimed Export Incentives — Export Import Leadership Institute by Viral Shah

Government Export Benefits › Credit support for e-commerce exporters

Government of India · EPM | Official name: Credit Assistance for E-Commerce Exporters

Working capital for online exporters.

Sell on Amazon, Etsy or your own store abroad? Get collateral-light credit for inventory and fulfilment, plus a 2.75% interest subvention.

Online export કરો છો? Inventory અને fulfilment માટે credit + 2.75% subvention. 🛒

Check if you're eligible Get a free Benefit Check

Illustrative

The benefit

Up to 90% guarantee

on direct e-commerce export credit

Overseas inventory creditup to 75% (cap ₹5 cr)

Interest subvention2.75% (cap ₹15 lakh/yr)

Who it's forMSME e-com exporters

Runs throughNCGTC & EXIM Bank

Watch

Credit support for e-commerce exporters, explained in 2 minutes

Your 2-minute explainer goes here Shoot a horizontal (16:9) video and paste the YouTube embed in this slot.

What this benefit is

Cross-border e-commerce has its own cash crunch: you pay for stock, warehousing and fulfilment abroad long before the money comes back. This benefit gives online exporters collateral-light working capital, backed by a government guarantee, plus an interest subvention.

Direct e-commerce credit is guaranteed up to 90% (cap ₹50 lakh); overseas-inventory credit up to 75% (cap ₹5 crore); and there's a 2.75% interest subvention capped at ₹15 lakh per applicant per year. It runs through NCGTC and EXIM Bank.

સાદી ભાષામાં: online export માટે મૂડી — stock અને fulfilment ની ચિંતા ઓછી. 🛒

All figures are as per current DGFT guidelines and should be verified before you act.

✅ Who can get it

You are an MSME e-commerce exporter with valid IEC and Udyam.
You have at least 1 year of prior domestic e-commerce turnover (for new exporters).
You sell cross-border via marketplaces or your own store.
You need credit for inventory or fulfilment.

We confirm your eligibility in the Benefit Check.

📋 What you'll need

IEC & Udyam
E-commerce sales history (≥1 yr)
Marketplace / store details
GST registration
Bank details

Online sales નો record હોય તો process સરળ બને.

⏱️

File your Intent before the credit

File your Intent on the DGFT portal and get your UIN before the guaranteed credit, then share it with your bank. A fresh UIN is needed each financial year.

credit से पहले DGFT पर Intent और UIN लें। हर साल नया UIN बनाएँ।

A simple illustration

What it can cover

Illustrative only — not a quote or a promise

Direct e-commerce credit	up to 90% guarantee (cap ₹50 lakh)
Overseas inventory credit	up to 75% guarantee (cap ₹5 crore)
Interest subvention	2.75% (cap ₹15 lakh/yr)

Illustration of the scheme's limits — not a quote. Your actual facility depends on your bank, your e-commerce history and current DGFT guidelines. We never promise an amount or approval.

Viral Shah's guidanceવિરલ શાહનું માર્ગદર્શન

"E-commerce exporters ka paisa stock aur fulfilment mein pehle lag jaata hai, aur buyer ka paisa baad mein aata hai. Yeh scheme us gap ko bharti hai — collateral-light credit aur 2.75% subvention ke saath."

"Aapki online sales ka record hi aapki taqat hai — uske aadhaar par hum aapko sahi facility tak le jaate hain."

How we help

We help online exporters get working capital

Benefit Check

We confirm eligibility and your e-com history.

Intent & UIN

We guide the Intent and your UIN.

Bank coordination

We help you apply for the guaranteed credit.

Follow-up

We help track the subvention.

Check if you're eligible

Common questions

Credit support for e-commerce exporters — answered

Who counts as an e-commerce exporter?

An MSME selling goods cross-border through online marketplaces (Amazon, Etsy, etc.) or its own store, with valid IEC and Udyam.

Do I need an export track record?

New exporters are expected to have at least 1 year of prior domestic e-commerce turnover. We'll check your case.

What's guaranteed?

Direct e-commerce credit up to 90% (cap ₹50 lakh) and overseas-inventory credit up to 75% (cap ₹5 crore), as per current guidelines.

Is there an interest subsidy too?

Yes — a 2.75% interest subvention, capped at ₹15 lakh per applicant per year.

You may also be eligible for

Benefits that often go together

💸

Cheaper export loans

Up to 2.75% lower interest on export credit.

See how → 🔄

Alternative trade finance

Get paid now — 2.75% subvention on factoring.

See how → 🏬

Overseas warehousing support

Store & fulfil closer to your buyers abroad.

See how →

Free EPM Benefit Check

See if you qualify for e-commerce export credit — in 15 minutes

Share a few details and we'll tell you honestly where you stand and the exact next step. No obligation.

15 મિનિટમાં જાણો — તમારા માટે શું શક્ય છે. કોઈ obligation નહીં. 📋

Credit support for e-commerce exporters — enquiryNo cost · no obligation · we reply on WhatsApp

All EPM benefits

Explore the other 9 benefits

01Cheaper export loans
Interest Subvention→ 02Export loans without collateral
Collateral Support→ 03Safer payments from risky markets
Emerging Export Opportunities→ 04Alternative trade finance
Alternative Trade Instruments→ 05Credit for e-commerce exporters
E-Commerce Credit Assistance · you're here● 06Get back 60% of certification cost
TRACE→ 07Get 30% of your freight back
LIFT→ 08Overseas warehousing support
FLOW · access→ 09Trade fair & market access
Market Access Support · access→ 10Capacity building & trade intelligence
INSIGHT · access→

← Back to all benefits

Important: Benefits are subject to DGFT / bank eligibility and current guidelines. EILI (Export Import Leadership Institute by Viral Shah) is an independent consultant and not a government body; we cannot approve claims, influence decisions, or guarantee any benefit, amount or timeline. Scheme figures shown are as per current DGFT guidelines and — because the Export Promotion Mission is being rolled out and rates are reviewed periodically — should be verified against the latest official notices before you act.